Put your FIL to work 

CoinList allows you to earn a fixed annualized interest rate on your FIL. To participate, verify your identity then enter the amount you want to lend. CoinList takes care of the rest. You earn interest on your FIL, build Filecoin liquidity, and help the Filecoin network, only on CoinList.

How it works 

Minimum Loan Amount: 5 FIL
Loan Duration: 180 days
At the end of the loan period, you receive your principal + interest denominated in FIL 

CoinList Lend is a lending platform that lends cryptoassets to the most prominent financial institutions in the crypto space. There is strong demand from miners and liquidity providers to borrow FIL:

• Miners are interested in borrowing FIL in order to increase the market share of their mining operation. More miner involvement means more network capacity, means cheaper storage space.

• Liquidity providers are looking to borrow FIL in order to promote FIL liquidity globally, capture the bid/offer spread on more venues and arbitrage FIL prices across crypto exchanges. More trading, homogenous global FIL prices means a healthier market for the Filecoin community.

Identifying miners and liquidity providers on your own would be very cumbersome: due diligence, securing loan collateral, signing documents, or executing transactions are just the tip of the iceberg. CoinList abstracts all of this for you: just lend your FIL to CoinList, we take care of the rest and pay you a guaranteed interest rate. To ensure that your funds are secure during the lending period, CoinList takes the following measures: 

• We only lend to the most prominent institutions – the largest storage miners and the most established liquidity providers
• All borrowers must be accredited to further ensure that all parties are well-capitalized
• All loans issued to borrowers are over-collateralized or through multi-sig lending where miners provide collateral in the form of ownership control of a mining node: initial LTV of over-collateralized loans is 80% to 90% depending on the credit-worthiness of the borrower
• Borrowers can only provide collateral with large, liquid cryptoassets like BTC, ETH, and USD-stablecoins
• CoinList takes care of managing the collateral, so that we always keep the value of the loan lower than the value of the collateral we hold. If the value of loan increases against the collateral we hold, CoinList will issue a margin call requesting them to top up their collateral.
• CoinList does NOT rehypothecate the collateral, to keep the credit risk to a minimum.