Earn rewards on your FLOW

FLOW Lending Through CoinList

Lend your FLOW and start earning a fixed 12% APY

Put your FLOW to work 

CoinList allows you to earn a fixed interest rate on your FLOW. To participate, verify your identity then enter the amount you want to lend. CoinList takes care of the rest. You earn interest on your FLOW, build FLOW liquidity, and help the FLOW network, only on CoinList.


How it works 

Minimum Loan Amount: 5 FLOW
Loan Duration: 28 days
At the end of the loan period, you receive your principal + interest denominated in FLOW 

Details

Asset FLOW
APY A fixed-rate of 12% APY
Term 28 days 

The loan start date for all loans will be October 28th. After the start date, you'll be able to track your loan from the loan dashboard in your CoinList FLOW wallet. Once the loan period has started, you will not be able to trade or withdraw your lent FLOW until the maturity date. There is no early termination. 
Net Interest Earned  .92%
Minimum Loan 5 FLOW
Acceptable Assets to Loan  FLOW
Eligible Participants Users from CoinList’s supported jurisdictions
Key Dates October 20: Lending period opens 
October 28, 9:00 am PST: Lending period deadline 
October 28: Loan start date 
November 25: Principal + interest distributed back into CoinList wallets unless terminated at an earlier date

Lending will be available on a first-come, first-serve basis. Earlier loans will be prioritized over later loans. CoinList may close the loan period early based on lender demand. Once your loan has started, you will not be able to access that FLOW until loan maturity. 
Additional Resources FLOW Lending FAQ

How is your FLOW being used?

CoinList Lend is a lending platform that lends cryptoassets to the most prominent financial institutions in the crypto space. There is strong demand from liquidity providers to borrow FLOW:


  • Liquidity providers are looking to borrow FLOW in order to promote FLOW liquidity globally, capture the bid/offer spread on more venues and arbitrage FLOW prices across crypto exchanges. More trading, homogenous global FLOW prices means a healthier market for the FLOW community.


Identifying liquidity providers on your own would be very cumbersome: due diligence, securing loan collateral, signing documents, or executing transactions are just the tip of the iceberg. CoinList abstracts all of this for you: just lend your FLOW to CoinList, we take care of the rest and pay you a guaranteed interest rate. To ensure that your funds are secure during the lending period, CoinList takes the following measures: 

  • We only lend to the most prominent institutions – the most established liquidity providers
  • All borrowers must be accredited to further ensure that all parties are well-capitalized
  • All loans issued to borrowers are over-collateralized: initial LTV of 80% to 90% depending on the credit-worthiness of the borrower
  • Borrowers can only provide collateral with large, liquid cryptoassets like BTC, ETH, and USD-stablecoins
  • CoinList takes care of managing the collateral, so that we always keep the value of the loan lower than the value of the collateral we hold. If the value of loan increases against the collateral we hold, CoinList will issue a margin call requesting them to top up their collateral.
  • CoinList does NOT rehypothecate the collateral, to keep the credit risk to a minimum.