Put your Cardano to work. Institutional-grade yield without the hassle.

Program Details

  • Asset: ADA
  • Annualized Interest Rate: 11%
  • Term: 30 days (September 1 - 30, 2025)
  • Minimum Loan Size: 5 ADA
  • Acceptable Assets to Commit: ADA (you may also trade any asset on CoinList into ADA to participate)
  • Eligible Participants: Users from supported jurisdictions who complete KYC verification

Key Dates

  • Lending deposit period opens: August 20th, 2025
  • Lending deposit period closes: September 1st, 2025 @ 9am PST
  • Loan start date: September 1st, 2025
  • Maturity / distribution date: September 30th, 2025

Loans are first-come, first-served and may close early. Once the loan period begins, there is no early termination.

How It Works

  1. Verify & Commit – Complete identity verification, sign the lending agreement (checkbox), and commit ADA (or convert other assets into ADA before the deadline).
  2. Fixed-Rate Loan Period – Assets remain locked during the loan term until maturity. Interest begins accruing on the loan start date.
  3. Receive Principal + Interest – At maturity, you receive your principal and agreed upon accrued interest, paid in ADA.

Frequently Asked Questions

  1. How is my ADA used?
    Loans go to established institutions such as market makers and liquidity providers. Note: This is not Cardano staking. You do not earn staking rewards. Returns are determined by loan terms, not by network staking yields.

  2. Is there early termination?
    No. Once the loan period begins, ADA is locked until maturity.

  3. How are returns paid?
    Principal and interest are distributed in ADA at maturity.

  4. Who can participate?
    Users in supported jurisdictions who complete KYC. Some regions may be excluded.

  5. What are the risks?
    Digital asset lending carries risk of borrower default, market volatility, regulatory changes, and operational issues. See loan documentation for more full disclosure.

Disclaimers

  • This program is not available in all jurisdictions.
  • Digital assets are not insured by the FDIC, SIPC, or any government agency.
  • Past returns do not guarantee future results.
  • Participation is subject to Terms of Service and program documentation.